The lovely mother/daughter duo of Ann and Dawn approached me with low expectations. One of them had good income but a low credit score, and the other had great credit but little income. When I told them I had them fully pre-approved for their mortgage they were pleasantly surprised. So much so that they went from not thinking they could qualify for a home, to CLOSING on their new home within a couple months! It was all laughs and smiles at their closing. Very special Thank You to their realtor (who never seems to slow down), Rita Valley, from Century 21 Roberts and Andrews for her excellent service. And thank you to attorney, Patrick McAndrews, who, despite barely making it into the background of our picture, was his usual present and joyful self at the closing.